|
Effective as of 3-12-08
We are currently paying interest on Savings and Time
Deposits as follows:
| Type
of Account |
Minimum
Balance for APY* |
Compounded |
Annual
Percentage Yield |
| 36
Month Certificate |
$1,000
|
Annually |
2.85% |
| 24
Month Certificate |
$1,000
|
Annually |
2.85% |
| 12 Month
Certificate |
$10,000
$1,000
|
Annually
Annually |
2.85%
2.30%
|
12 Month Small
Savers CD
Deposits ($100 min.) can be
added to principal |
$250 |
Annually |
2.10% |
| 182 Day Money Market CD |
$50,000
$1,000
|
At maturity
At maturity
|
2.70%
2.40%
|
IRA
/ KEOGH Accounts*
|
$10.00 |
Quarterly |
4.20% |
Basic
Checking Account**
(Interest Earning) |
$1,000 |
Monthly |
0.75% |
Classic
Checking Account**
(Interest Earning) |
$1,000 |
Monthly |
0.30% |
Money Market Savings**
(6 withdrawals per month max.) |
$20,000
$2,500 |
Monthly
Monthly |
1.75%
0.90% |
Variable Rate Savings**
($100 minimum to open) |
$5.00 |
Quarterly |
0.85% |
*APY = Annual Percentage Yield
**Rate subject to change after account is opened.
A substantial PENALTY will be assessed for early
withdrawals on all certificates. Depending on the term, a penalty of up to
3 or 6 months simple interest will be forfeited on all Certificates redeemed
prior to maturity.
Fees may reduce earnings.
Our complete disclosures are available from the
tellers upon request.
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