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Effective as of 08/13/10
We are currently paying interest on Savings and Time
Deposits as follows:
| Type
of Account |
Minimum
Balance for APY* |
Compounded |
Annual
Percentage Yield |
| 36
Month Certificate |
$1,000
|
Annually |
1.85% |
30
Month NO PENALTY
Penalty waived on early
withdrawal
of entire deposit |
$100,000
|
Annually |
1.29% |
| 24
Month Certificate |
$1,000
|
Annually |
1.02% |
| 12 Month
Certificate |
$70,000
$10,000
$1,000
|
Annually
Annually
Annually |
1.15%
1.02%
0.83%
|
12 Month Small
Savers CD
Deposits ($100 min.) can be
added to principal |
$250 |
Annually |
0.83% |
| 182 Day Money Market CD |
$80,000
$50,000
$1,000
|
At maturity
At maturity
At maturity
|
1.19%
1.02%
0.83% |
| IRA
/ KEOGH Accounts*
|
$100,000
$25,000
$10,000
$10 |
Quarterly
Quarterly
Quarterly
Quarterly
|
2.02%
1.70%
1.35%
0.83% |
Basic
Checking *
(With Interest ) |
$1,000 |
Monthly |
0.17% |
Money Market
Savings*
(6 withdrawals per month max.) |
$70,000
$20,000
$2,500 |
Monthly
Monthly
Monthly |
1.01%
0.77%
0.35% |
Variable Rate
Savings*
($100 minimum to open) |
$5.00 |
Monthly |
0.23% |
*Rate subject to change after account is opened.
A substantial PENALTY will be assessed for early
withdrawals on all certificates. Depending on the term, a penalty of up to
3 or 6 months simple interest will be forfeited on all Certificates redeemed
prior to maturity.
Fees may reduce earnings.
Our complete disclosures are available from the
tellers upon request.
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